INSURANCE FOR EXCAVATION AND LAND CLEARING COMPANIES

As a company that specializes in land clearing and excavation sites, it is important to have the proper insurance so that you can be covered in case of a lawsuit or complaint. Fortunately for excavation specialists, landscapers, and companions that work with land clearing including the use of tractors and other equipment,  there’s plenty of options when it comes to coverage. With the right policy, you and your business will have an easier time providing services to customers and avoiding potential risks that can interrupt your operations.

TYPES OF INSURANCE COVERAGE

There are numerous types of coverage for all contractors. Each of these types of policies can cover a specific aspect of your operations whether it’s excavation, land clearing, or landscaping. It is highly recommended that you look into all of the relevant policies so that they can ensure proper coverage at all times.

• Building Risk Coverage

This type of coverage protects builders and owners against damage that occurs when earthwork is done around buildings that are under construction. A builder’s risk policy will protect all of the materials, equipment, and property associated with a given project.

• General Liability

All businesses operate with a certain amount of risk. For excavation specialists and landscapers, there are a number of risks that need to be accounted for. With general liability coverage, your business will be able to get coverage for bodily injury, property damage, advertising liability, and rental coverage.

• Tools & Equipment Coverage

This type of policy provides coverage for any tools and equipment that an excavation or landscaping business uses. The policy covers professionals in all occupations in the field such as tractor and heavy machinery operators, ground staff, engineers, and contractors. Having this policy will help your business get compensated in case tools and equipment are lost, stolen, or damaged.